Ever Wondered About Your Amex Gift Card Balance?
You just used your American Express (Amex) gift card, and now you are unsure of how much you have left. Sound familiar?
You’re not alone.
Many people have difficulty tracking their Amex gift card balance, especially when making small purchases or buying items online. But the good news is tracking your spending, is not a difficult now, than ever before. Whether using it for groceries, online shopping, gifting it to someone, or going out to eat, keeping track of your balance will help you maximize every dollar of the existing balance on your card.
In today’s blog post, we are going to share step-by-step tactics, answer some common questions, and offer simple strategies for monitoring and spending on your Amex gift card and spending like a financial guru.
Let’s get started!
Why you want to track you Amex Gift Card Balance
Think of your Amex gift card like a debit card, except it does not have an overdraft protection feature. If you attempt to spend more than your available balance, your transaction will be declined, and that feels horrible and is even worse when other people are watching your embarrassing moment.
Here are some benefits of properly tracking your Amex gift card:
- Prevention of failed/declined transaction
- Ability to stick to your budget
- Ability to maximize every cent on your card
- Ability to avoid having small balances that don’t get used
According to financial experts, as much as $3 billion of gift card balances go unused every year in the United States. Don’t let your Amex card be one of them!
How to Check Your Amex Gift Card Balance (Quick & Simple)
1. Visit the Official Website
- Go to https://balance.amexgiftcard.com. Enter your:
- 15-digit card number
- Expiration date
- 4-digit security code
Pro Tip: Bookmark the website for easy access next time.
2. Call the Toll-Free Number
-Turn your card over and call the number on the back of the card. Their automated system will walk you through checking your balance.
-Very useful if you are not around a computer.
3. Use Amex Gift Card App or Wallets
You can add some prepaid Amex cards to Apple Pay, Google Pay, or a wallet app to track transactions and the remaining balance in real time.
4. Track Manually (Yes, the Old-School Way Still Works)
You can create a simple Google Sheet or use the notes app in your phone. You will need to record every purchase with:
- Store
- Amount
- Remaining balance
Good for people who like to look at everything in one place.
How to Check Your Amex Card Balance
AmexGiftCard.com/balance activate – Check & Fix Your Amex Gift Card Balance
How to Check Your Amex Gift Card Balance: A Complete Guide
Amex Gift Cards: The Ultimate Gifting Solution
Frequently Asked Questions: Honest Answers for Honest Issues
Q1: Can I use an Amex gift card online?
Yes! Simply enter your card info like a regular credit card. Just remember to match the billing address that you registered online.
Q2: What happens if I try to spend more than my balance?
The transaction will get declined, unless the merchant accepts split payments (some do, some don’t). Be sure to check your balance first.
Q3: Is there a fee for checking my Amex gift card balance?
No. Checking your balance is free: online or by phone.
Q4: Can I reload my Amex gift card?
No. This card is non-reloadable. When the balance reaches zero, it’s done.
Q5: Do Amex gift cards ever expire?
The funds don’t expire, but the actual card could have a date until when the card is valid. If there is a date, you can replace it by contacting Amex.
5 Game-Changing Tips to Keep Track of Your Spending More Effectively
1. Create an Email Folder
Each time you swipe that card online, you’ll receive a confirmation email. Move those emails to a folder labelled “Gift Card Receipts” to make it more accessible for you to retrieve.
2. Calendar Reminders
Set a calendar reminder each month to check your balance. This will help you manage a card that may be considered a shared card, or a card that is used rarely without any sort of pattern or schedule.
3. Take Pictures of Receipts
after each transaction take a quick picture. You can create a new photo album for each card.
4. Label your cards
If you have more than 1 Amex gift card, label each card with a sticky label or a sharpie with the balance as you know it. That way there is no confusion.
5. Use the last few odd dollars wisely.
Buy a digital gift card (there are so many participants like Amazon, Google Play, etc.) so that you don’t let the small amounts of money left on your card wither away, or load them on ride-share credits, and so on.
In Closing: Be Smart and Spend Smart
Managing an Amex gift card really isn’t that complicated. With only a few minutes of time and effort, you can save setbacks, track your spending easily, and get the max value out of every penny.
Just remember it is always the pennies that count- and with the right tools and tips, you can stay in charge.
So, the next time you get an Amex gift card don’t forget to treat it like cash and track it like a champ.